Rankings Financial data & insurance broking JPMorgan Chase
JPMorgan Chase
79
15070100
A view of the same findings, not a new score. How it works
A strong score: the model found few serious problems, but analysts see limited upside from here.
Biggest deductions
- Multiples vs own history−9
- Peers−3
- Quality of growth−2
Strengths
- Dividend and buybacks+3
- Raised guidance+2
- Excess capital+2
How the score is built
From 100 to 79, step by step: points off for the business, the price and the cracks, back for documented strengths, then three data adjustments.
Start
Score
Hover or select a step to see what drove it. Steps with findings open them below.
Key numbers
As of 2 Nov 2026. Analyst targets tend to be optimistic; read upside as a hint, not a forecast.
- Price
- 340.58 USD
- Median analyst target
- 372.00 USD
- Upside to median
- +9.2%
- Analysts
- 26
- Target range
- 312.00 – 425.00 USD
- 52-week change
- +9%
- P/E (trailing)
- 14.3
- Forward P/E
- 13.6
- PEG
- 1.21
Findings
Every deduction and every plus, with its source. Open a step to read them.
Business
Is the company getting stronger, not just bigger? · 2 findings−4 of −30
- −2Quality of growthQ2 net income of USD 21.2bn (+41%) included USD 4.6bn of Visa gains and 1.0bn of equity-method gains; excluding them 16.9bn and ROTCE 23% (not 29%). Net interest income excluding Markets grew only 4%; growth is carried by Markets and investment banking.
- −2CostsFull-year guidance for adjusted costs raised to approx. 107.5bn USD (volume- and activity-driven), while core NII excluding Markets is only guided to approx. 96.5bn; costs are growing faster than the stable part of earnings.
Price
Today's multiples against the company's own history and its peers. · 2 findings−12 of −35
- −9Multiples vs own historyP/B 2.50 and P/TBV 2.97 versus P/B 1.35-2.42 in 2021-2025 (record level); P/E 14.3 trailing and about 15.3 excluding Q2 one-off gains versus 10.1-15.8. The share price has more than doubled since 2023 (159.6 → 333), while TTM EPS has risen 44% (about 34% excluding the one-off gains).
- −3PeersP/TBV 2.97 versus Bank of America 1.83, Wells Fargo 1.81, Citigroup 1.28 and Goldman Sachs 2.70; P/E 14.3 versus 12.1-14.1. The higher ROTCE (23% versus 13-18%) explains a premium, but not about 60% above BAC and WFC.
Cracks
Cash flow, customers, debt, insiders, guidance and what sits behind the headline numbers. · 4 findings−7 of −35
- −2Credit cycle and private creditDimon himself warns that losses on leveraged loans will be higher than expected when the credit cycle turns (optimistic assumptions, more PIK loans), and calls private credit a risk; the bank has itself set aside about USD 10bn for private credit.
- −2Macro and capital marketsBank stocks have had their worst month against the S&P 500 since 1990 (Truist); the KBW bank index is more than 13% below the August peak after a sharp rise in rates, M&A value fell from 1.8 to 1.23 trillion USD from Q2 to Q3, and several IPOs have been postponed. JPM trades below the 50-day average (333 versus 350).
- −2Management and successionIn June 2026 the board named Doug Petno and Troy Rohrbaugh co-presidents in the race to succeed Dimon, and consumer chief Marianne Lake (long the favourite) is leaving the bank; key-person risk and an unresolved handover.
- −1
Plus
Only documented strengths. · 3 findings+7 of +15
- +2Raised guidanceFull-year guidance for NII excluding Markets raised to approx. 96.5bn USD and the credit card loss rate lowered to approx. 3.2%; in September the bank guided investment banking fees and Markets revenue up by mid-to-high double-digit percentages in Q3.
- +3Dividend and buybacksShare count -3.6% over a year, dividend raised to 1.65 USD/quarter; total shareholder yield 5.6% and dividend payout 26% of earnings, so the distribution is clearly below earnings.
- +2Excess capitalCET1 14.1% (standardised) and 1.5 trillion USD in cash and securities; the March 2026 Basel III re-proposal lowers the CET1 requirement for the largest GSIBs by approx. 4.8%, which further increases excess capital.
Caveats
What the score does not capture, or where the data is weak.
Q3 report 13 Oct. 2026 before the open; the score is from before the report (data at 11/10-2026). Bank: EV, ROIC and FCF are not meaningful; valuation on P/TBV and P/E. Trailing EPS includes Visa and equity-method gains (about USD 1.56/share in Q2). Only 5 years of multiple history (2021-2025) retrieved from stockanalysis
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